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… and, she says that you can be a millionaire:
There is no monopoly on becoming a millionaire.
If you’re jealous of those with more money, don’t just sit there and complain. Do something to make more money yourself – spend less time drinking or smoking and socialising and more time working. Become one of those people who work hard, invest and build and at the same time create employment and opportunities for others.
Of course, Gina Rinehart inherited one of the world’s biggest iron ore deposits …
… you and I have to find our own lump of wealth
But, I agree with her sentiment: increase your income (“spend … more time working”) and put your money to work for you (“invest and build”).
If you do, getting to a million will be a snap:
If you start off earning $25,000 and work for 40 years (earning around $80k in your last pre-retirement year), and save just 10% of your annual salary (earning 8% on your money), you will have exactly $1,000,000.
Of course, you will be used to living on $72k p.a. ($80k less 10% for savings) by then, and $1m will ‘safely’ give you only half of that to live off … oh, and you can halve that twice again to allow for inflation, so you will really be retiring on the equivalent of $10k a year, today.
But, that’s not the point; the point is that you can be a millionaire in your lifetime …
Of course, getting to $7 million in your lifetime (let alone in 7 years) still won’t be a piece of cake!
But, that’s where this blog comes in